Thanks to Google Pay and Apple Pay, you can now use your smartphone or watch to pay at retail stores instead of your physical credit card. This may seem tempting for the single reason that you can leave your bulky wallet at home. On top of that, many cities around the world have also embraced these apps for transit payments. But does this convenience come at the cost of security and should you be cautious about relying on these apps for everyday payments? Here’s everything you need to know about the safety of tap-to-pay in apps like Google Pay and Apple Pay.